HUD.GOV
Foreclosure Prevention: Contact a local, HUD-approved housing counseling agency at HUD.gov; Contact the HOPE NOW Alliance at (888) 995-HOPE; or Call FHA at (800) CALL-FHA. Call 1-800-569-4287 for the housing counseling agency nearest you. These agencies are valuable resources. They frequently have information on services and programs offered by government agencies as well as private and community organizations that could help you. The housing counseling agency may also offer credit counseling. These services are usually free of charge.
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